With less than two full trading days remaining in 2013, investors likely will be looking ahead to what the market has to offer in 2014. Just because the year changes from 2013 to 2014, a one day advance on the calendar should not result in major changes in ones investment approach. On the other hand, the new year is a good time for investors to evaluate their financial health. Several of the articles in this week's magazine provide links to articles containing a list of financial resolutions for investors to consider. Also included in the magazine are several links to articles containing a discussion on interest rates and their potential impact on bond values in 2014. With Fed tapering underway investors need to be aware of the impact a rising interest rate environment can have on their investment portfolio.With that, below is the link to the last magazine of 2013. All of us at HORAN wish our clients and readers a Healthy and Prosperous New Year!